PERSONAL ACCIDENT

If, as a result of a personal accident, you or a business partner are unable to carry on with your business this policy would provide compensation (restricted to the policy limits) with respect to the insured party's disablement or loss. Group schemes are also available.

What is Personal Accident Insurance?

Separate insurance coverage is provided under this insurance for bodily injury caused by accident and for illness. This Policy provides cover for bodily injury caused by an Accident. Where cover is chosen and listed in your Schedule it provides a lump sum benefit in the event of:

· Death

· Permanent Total Disablement

· Loss of Sight

· Loss of Limbs

In respect of Illness, where cover is chosen and listed in your schedule the Policy provides a lump sum benefit in the event of:

· Loss of Sight in both eyes

· Permanent Total Disablement by paralysis

It may also provide, if shown in the Schedule a weekly benefit (Temporary Total Disablement) payable for up to 104 weeks in respect of Accident and 52 weeks in respect of Illness if you are totally disabled and are unable to work.

EXTENSIONS

A weekly benefit may also be payable in the event of the Insured Person being made redundant, if this cover has been selected and is listed in the schedule.